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Young driver car insurance UK

Young drivers in the UK have the greatest difficulty in obtaining competitively priced motor insurance. There are a number of way to get a more competitive car insurance quote such as:

Buying motor insurance online, the biggest UK discounts are often achieved if you shop for motor insurance online. To get a series of cheap insurance quotes and find the cheapest insurance use the cheap motor insurance tool provided by Insurewith. This allows you to find the insurance companies offering the cheapest deals for young people at any moment in time. It is crucial that you use a tool like this as prices vary from month to month and Insurewith gather 60,000 motor insurance prices over the internet every single month.

Teenagers should consider a higher excess.

For young UK teenage drivers, ask about the effect of doing the Pass Plus training programme to qualify for cheaper insurance.

Consider an approved immobiliser, insurance prices can be cheaper with one fitted.

Limit the number of miles you drive each year, and tell insurance companies your typical annual mileage when getting quotes. Look at the new style policies being offered for young driver who are willing to exclude driving late at night.
It may be obvious but cheap, small engine cars are cheap to insure.

Start building and protecting a 'no claims' bonus as soon as possible. In the years to come, this will have a significant impact on your ability to get cheaper car insurance. Some companies now allow you to do this as a named driver.

Don't modify your car. Insurance companies really don’t like this, especially for teenage drivers!

If you drive a very cheap car, it may be cost effective to consider third-party, fire and theft insurance instead of fully comprehensive cover.

Cars parked in locked garage or other, secure, off-street location overnight get cheaper premiums.

 
 
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Last updated December 2008
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