When teenage drivers buy car insurance
Teenage drivers in the UK have the greatest difficulty of all when they buy car insurance. There are a number of ways to get a more competitively priced teenage deals such as:
Buying motor insurance online, the biggest UK discounts are often achieved if you shop for motor insurance online. To compare car insurance quotes and find the cheapest insurance use the cheap motor insurance tool provided by Insurewith. This tool allows you to find the cheapest insurance deals for teenagers at any moment in time. It is crucial that you use a tool like this to get the best car insurance quote as prices vary over time and Insurewith gather 60,000 motor insurance prices over the internet every single month.
For cheap driver insurance and the best car insurance quote, consider a higher excess in the event of a motor insurance claim.
For young UK teenage drivers, ask about the effect of doing the Pass Plus training programme to qualify for cheaper insurance.
Consider an approved UK immobiliser, prices for car insurance can be cheaper with one fitted.
Limit the number of miles you drive each year, and tell the motor insurance companies your typical annual mileage when getting quotes. Look at the new style policies being offered for young driver who are willing to exclude driving at night to get a reduced price.
It may be obvious but cheap, small engine cars are cheap to insure.
Start building and protecting a 'no claims' bonus as soon as possible. In the long run, this will have a significant impact on your ability to get cheap car insurance. Some companies now allow you to do this as a named driver.
Don't modify your car. Insurance companies really don’t like this, especially for young drivers!
If you drive a very cheap car, it may be cost effective to consider third-party, fire and theft insurance instead of fully comprehensive cover.
Cars parked in locked garage or other, secure, off-street location overnight get cheaper premiums.
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