Prize draw terms and conditions
1. No purchase necessary.
2.
Entrants must be aged 17 years or over and resident in England, Scotland or Wales.
3.
Employees of insurewith Ltd and their subsidiary companies, agents and families excluded. There will be one winner and one prize.
4. Entries must be received by 5pm on 29th of the current month (photocopies will be accepted). The draw will take place on
30th of the month. The winner will be notified on or before 30th of next
month. Entry is strictly limited to one entry per person for the Prize
Draw. Proof of posting is not proof of receipt and insurewith Ltd accepts no
liability for entries lost or damaged in the post.
5. Entry to the Prize Draw can be made on by sending a copy of your 3 quotes
obtained using insurewith.com with reference numbers plus your renewal
quote, stating your name, address, postcode, NCD value, date of birth and
daytime telephone number. Postal entry: insurewith Ltd, The Cube, 1 Lower
Lamb Street, Bristol, BS1 5UD.
6. All quotes obtained using insurewith.com must be done so in the same
month.
7.
Entries are only valid if details are correctly input into the insurewith.com engine.
8. Prize draw winner's name and county address will be available
from the Winner's List - Prize Draw, insurewith Ltd, The Cube,
1 Lower Lamb Street, Bristol, BS1 5UD between 1st September 2006
and 30th September 2006, provided a SAE is enclosed.
9.
The prize will consist of a cash prize to the value of your renewal quote. The prize will be delivered to the winner within 8 weeks of the prize draw.
10.
Promoters reserve the right to offer a similar prize, or a prize of equal or greater value, if the stated prize is unavailable.
11.
The judges' decision is final. No correspondence will be entered into.
12.
Your data will be treated in confidence and will not be disclosed to third parties.
13.
insurewith Ltd reserve the right to withdraw this offer at any time.
14.
The promoter of this offer is insurewith Ltd, The Cube, 1 Lower Lamb Street, Bristol, BS1 5UD.
Terms and Conditions
It is important that you read and
understand our terms and conditions as they contain valuable
information and legal facts. Our staff are more than happy to
help with any further questions or queries you may have. Go
to our contact page to get in touch.
Our agreement with you
By agreeing to these terms and
conditions you are permitted to use our website and rank
comparison dataset to enable you to find the most competitive
quotes from the leading UK insurance and financial services
providers online.
You also confirm that you are resident
in the United Kingdom (excluding Northern Ireland and the
Channel Islands).
Our services
Insurewith.com is not a broker - we are
an Insurance Pricing Portal enabling you to find the cheapest
providers for your profile set. Currently we offer rank
comparison services for car insurance. We will be expanding
to include Life Insurance, Buildings & Contents
Insurance, Buildings Insurance only, Contents Insurance only,
Travel Insurance, Pet Insurance, Van and Motorcycle
Insurance.
Who is Insurewith.com?
Insurewith.com is a trading name of
Insurewith Ltd. Insurewith Ltd is registered in England and
Wales (Company Number: 5085282)
Your responsibility
Insurewith.com does not provide you
with a quote. We base our Results display on who are most
likely to be the cheapest provider for your profile set.
These assessments are based on data from a leading price
benchmarking Research Company. As well as guaranteeing an
unbiased view of the market the depth of the data allows us
to produce extremely accurate results based on only 4 key
metrics; Age, Gender, No Claims Discount and Vehicle type.
This data is refreshed every month to allow us to track the
changes of the fluctuating prices as price movements are made
by insurers so frequently. It also allows us to track which
companies are currently offering deals relevant to you, thus
giving you the user the greatest chance of making that big
saving.
Using this pricing data we
simply provide you with the names of the insurers who should
provide you with the most competitive quotes when purchasing
online. We are in no way recommending any of the insurers to
you. We advise you obtain quotes from all the insurers within
the results display to ensure you have the greatest chance of
finding your cheapest quote; whilst making your own
assessment of the cover that they provide. You must
familiarise yourself with all the details of the policy, for
example, the restrictions, exclusions, conditions and
obligations which apply to the policy. You must ensure that
the policy matches your requirements and that you agree to
the terms of the policy before you place an order to purchase
any insurance product or service. We accept no responsibility
whatsoever in the event that any policy purchased by you does
not meet your requirements.
We do not represent,
warrant or endorse the suitability of any insurance products
or services, nor the accuracy or reliability of information
concerning any insurance products or services and can not be
held responsible for any failure of any insurance products or
services or of any Insurers. The cheapest insurance may not
be the best insurance for you.
We are the first stage in
the process when obtaining your car insurance. You will have
to obtain the quotes directly from their website but we can
guarantee they will not be wasting your time in terms of
uncompetitive quotes. When you complete the insurers
quotation form the answers you give to their questions will
determine the amount you pay and the level of cover you
receive. It is very important that you answer all questions
truthfully and that you disclose all relevant facts. If you
do not provide your insurer or financial services provider
with the information they have asked for or fail to tell them
about any change it could invalidate your insurance or
product. If you are in any doubt whether any information is
relevant, you should tell your proposed insurance or
financial services provider before you accept their
quotation.
Results display
You should receive the results from our
Insurance Pricing Portal within 5 seconds of submitting your
key metrics. There is no other website that bases its results
solely on 100% independent research and thus giving the
consumers the best opportunity to save money.
How can we trust your
Results?
Both the data and ranking engine is
very sophisticated. However our service and results is a
guide in getting you the cheapest insurance for your profile.
We are confident that you will receive competitive quotes
from the insurers that our results display. If you
don’t believe us test us by going to an insurer not
within our results. We are extremely confident with our
results and think you’ll be pleasantly
surprised!
If you are not happy
Our aim is at all times to provide the
best results we can for you. However, there may be occasions
when you feel we may have not achieved this. Please let us
know if this happens. All feedback is beneficial to the
growth of our engine.
Write or e-mail our Customer Service
department. You can e-mail us at support@insurewith.com.
We aim to fully investigate and reply to your feedback on the
next working day after receiving your e-mail.
If your complaint is regarding an
insurance policy or the financial service product you
purchased and with whom we put you in touch, then you should
complain direct to that company. Insurewith Ltd cannot accept
liability for errors made by the underlying provider or
answer complaints on their behalf. In such an event we
recommend you use the following guidelines: -
Contact the
relevant department of your actual provider. You can obtain
this information from their website or from the documentation
sent to you when you bought the insurance/financial services
product.
If you are still dissatisfied, follow
your providers complaints procedure, which will advise you to
contact;
The Financial Services Ombudsman, South
Quay Plaza, 183 Marsh Wall, London. E14 9SR.
You can also contact them
by email at enquiries@financial-ombudsman.org.uk or call them
on 0845 080 1800
All of the underlying insurance sites,
be it insurer or intermediary, are authorised and regulated
by the Financial Services Authority and you can find out the
details of the underlying insurers registration on their
websites
Third party links
You can link to other websites by means
of hyperlinks published on this website or e-mailed to you as
part of our service. These websites are owned and operated by
third parties. We accept no liability for any statements,
information, products or services that are published on or
may be accessible through third party websites.
Amendments to our terms
We reserve the right to amend our terms
and conditions at any time. The amended terms will be
effective from the date they are posted on our
website.
Our Website
We do not guarantee that this site will
operate either fully or in part on any specific computer
equipment or in any specific software or that it is free from
viruses or anything else which may have a harmful effect on
any technology.
We accept no liability whatsoever
(whether in contract, negligence or any other cause of
action) for any damage, temporary or permanent, occurring to
either equipment or software that might occur whilst using
this site.
We reserve the right to suspend
operation of our website without notice for repair,
maintenance or other technical reasons.
Contacting us
If at any time you would like to
contact us, the details are available on our contact
page.
Intellectual Property
Rights
Save for third party trade marks, all
Intellectual Property Rights including, without limitation,
all database rights, rights in design, rights in know-how,
patents and rights in inventions (in all cases whether
registered or unregistered and including all rights to apply
for registration) and all other intellectual or industrial
property rights in any jurisdiction in any information,
content, materials, data or processes contained in or to this
Web Site belong to Insurewith Ltd. All rights of
Insurewith.com Ltd in such Intellectual Property Rights are
hereby reserved.
Commercial use
This Web Site is for non-commercial,
personal use only.
Please Note:
Our terms and conditions do not
constitute a contract between you and us for the purchase of
insurance products or services and we accept no
responsibility whatsoever (whether in contract, negligence or
any other cause of action) for or in connection with such
products or services. These are subject, amongst other
things, to the insurers’ separate terms and conditions
which you should request and read and for which we have no
responsibility.
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